SIP Calculator

About this Calculator

Use our free SIP Calculator to calculate mutual fund SIP maturity value and returns instantly.

How SIP Calculator Works

A Systematic Investment Plan (SIP) allows you to invest a fixed amount every month in mutual funds. This SIP Calculator helps you estimate the future value of your investments using monthly compounding.

SIP Formula

M = P × [ (1 + R)^N − 1 ] / R × (1 + R)

Where P = Monthly Investment, R = Monthly Rate, N = Total Months

SIP Calculation Example

If you invest ₹5,000 every month for 10 years at an expected return of 12%, your total investment will be ₹6,00,000 and the maturity value will be approximately ₹11,60,000.

Frequently Asked Questions

Is this SIP calculator free?
Yes, it is completely free.

Is SIP return guaranteed?
No, SIP returns depend on market performance.

Is monthly compounding used?
Yes, SIP calculations are based on monthly compounding.